LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,873
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,260
−HK$3,440/mo
Today · 4.125%
HK$115,700
baseline
▲ 0.50% · 4.625%
HK$122,740
+HK$7,040/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$231,400/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,120
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,368
−HK$3,296/mo
Today · 4.125%
HK$127,664
baseline
▲ 0.50% · 4.625%
HK$134,393
+HK$6,729/mo
Deposit HK$23.87M · loan HK$23.87M · min. income ≈ HK$255,328/mo (50% DSR)
Upfront cash ≈ HK$25.90M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,648
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$134,711
−HK$4,129/mo
Today · 4.125%
HK$138,840
baseline
▲ 0.50% · 4.625%
HK$147,288
+HK$8,448/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$277,680/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,344
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$149,242
−HK$3,955/mo
Today · 4.125%
HK$153,197
baseline
▲ 0.50% · 4.625%
HK$161,272
+HK$8,075/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$306,394/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,422
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,163
−HK$4,817/mo
Today · 4.125%
HK$161,980
baseline
▲ 0.50% · 4.625%
HK$171,836
+HK$9,856/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$323,960/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,568
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$174,116
−HK$4,613/mo
Today · 4.125%
HK$178,729
baseline
▲ 0.50% · 4.625%
HK$188,150
+HK$9,421/mo
Deposit HK$14.32M · loan HK$33.42M · min. income ≈ HK$357,458/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,971
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,067
−HK$6,193/mo
Today · 4.125%
HK$208,260
baseline
▲ 0.50% · 4.625%
HK$220,933
+HK$12,673/mo
Deposit HK$4.77M · loan HK$42.97M · min. income ≈ HK$416,520/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,016
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$223,863
−HK$5,932/mo
Today · 4.125%
HK$229,795
baseline
▲ 0.50% · 4.625%
HK$241,908
+HK$12,113/mo
Deposit HK$4.77M · loan HK$42.97M · min. income ≈ HK$459,590/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$2,029,202 · Scale 2, in force from 26 Feb 2026)