LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,899
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$112,286
−HK$3,442/mo
Today · 4.125%
HK$115,728
baseline
▲ 0.50% · 4.625%
HK$122,770
+HK$7,042/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$231,456/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,149
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,398
−HK$3,296/mo
Today · 4.125%
HK$127,694
baseline
▲ 0.50% · 4.625%
HK$134,425
+HK$6,731/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$255,388/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,679
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$134,743
−HK$4,130/mo
Today · 4.125%
HK$138,873
baseline
▲ 0.50% · 4.625%
HK$147,323
+HK$8,450/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$277,746/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,379
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$149,278
−HK$3,955/mo
Today · 4.125%
HK$153,233
baseline
▲ 0.50% · 4.625%
HK$161,310
+HK$8,077/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$306,466/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,458
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$157,201
−HK$4,818/mo
Today · 4.125%
HK$162,019
baseline
▲ 0.50% · 4.625%
HK$171,877
+HK$9,858/mo
Deposit HK$14.33M · loan HK$33.43M · min. income ≈ HK$324,038/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,608
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$174,157
−HK$4,615/mo
Today · 4.125%
HK$178,772
baseline
▲ 0.50% · 4.625%
HK$188,195
+HK$9,423/mo
Deposit HK$14.33M · loan HK$33.43M · min. income ≈ HK$357,544/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,018
−HK$12,292/mo
▼ 0.25% · 3.875%
HK$202,115
−HK$6,195/mo
Today · 4.125%
HK$208,310
baseline
▲ 0.50% · 4.625%
HK$220,985
+HK$12,675/mo
Deposit HK$4.78M · loan HK$42.98M · min. income ≈ HK$416,620/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,068
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$223,916
−HK$5,934/mo
Today · 4.125%
HK$229,850
baseline
▲ 0.50% · 4.625%
HK$241,965
+HK$12,115/mo
Deposit HK$4.78M · loan HK$42.98M · min. income ≈ HK$459,700/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,029,685 · Scale 2, in force from 26 Feb 2026)