LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,901
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$112,288
−HK$3,442/mo
Today · 4.125%
HK$115,730
baseline
▲ 0.50% · 4.625%
HK$122,772
+HK$7,042/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$231,460/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,151
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$124,400
−HK$3,296/mo
Today · 4.125%
HK$127,696
baseline
▲ 0.50% · 4.625%
HK$134,428
+HK$6,732/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$255,392/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,681
−HK$8,195/mo
▼ 0.25% · 3.875%
HK$134,746
−HK$4,130/mo
Today · 4.125%
HK$138,876
baseline
▲ 0.50% · 4.625%
HK$147,326
+HK$8,450/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$277,752/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,381
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$149,280
−HK$3,956/mo
Today · 4.125%
HK$153,236
baseline
▲ 0.50% · 4.625%
HK$161,313
+HK$8,077/mo
Deposit HK$19.10M · loan HK$28.65M · min. income ≈ HK$306,472/mo (50% DSR)
Upfront cash ≈ HK$21.13M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,461
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$157,204
−HK$4,818/mo
Today · 4.125%
HK$162,022
baseline
▲ 0.50% · 4.625%
HK$171,880
+HK$9,858/mo
Deposit HK$14.33M · loan HK$33.43M · min. income ≈ HK$324,044/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,612
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$174,160
−HK$4,615/mo
Today · 4.125%
HK$178,775
baseline
▲ 0.50% · 4.625%
HK$188,199
+HK$9,424/mo
Deposit HK$14.33M · loan HK$33.43M · min. income ≈ HK$357,550/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,021
−HK$12,293/mo
▼ 0.25% · 3.875%
HK$202,119
−HK$6,195/mo
Today · 4.125%
HK$208,314
baseline
▲ 0.50% · 4.625%
HK$220,989
+HK$12,675/mo
Deposit HK$4.78M · loan HK$42.98M · min. income ≈ HK$416,628/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,072
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$223,921
−HK$5,933/mo
Today · 4.125%
HK$229,854
baseline
▲ 0.50% · 4.625%
HK$241,970
+HK$12,116/mo
Deposit HK$4.78M · loan HK$42.98M · min. income ≈ HK$459,708/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,029,722 · Scale 2, in force from 26 Feb 2026)