LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,890
−HK$683/mo
▼ 0.25% · 3.875%
HK$11,229
−HK$344/mo
Today · 4.125%
HK$11,573
baseline
▲ 0.50% · 4.625%
HK$12,278
+HK$705/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,146/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,116
−HK$654/mo
▼ 0.25% · 3.875%
HK$12,440
−HK$330/mo
Today · 4.125%
HK$12,770
baseline
▲ 0.50% · 4.625%
HK$13,443
+HK$673/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,540/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,069
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,475
−HK$413/mo
Today · 4.125%
HK$13,888
baseline
▲ 0.50% · 4.625%
HK$14,733
+HK$845/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$27,776/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,539
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,929
−HK$395/mo
Today · 4.125%
HK$15,324
baseline
▲ 0.50% · 4.625%
HK$16,132
+HK$808/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$30,648/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,247
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,721
−HK$482/mo
Today · 4.125%
HK$16,203
baseline
▲ 0.50% · 4.625%
HK$17,189
+HK$986/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$32,406/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,962
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,417
−HK$461/mo
Today · 4.125%
HK$17,878
baseline
▲ 0.50% · 4.625%
HK$18,821
+HK$943/mo
Deposit HK$1.43M · loan HK$3.34M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,603
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,213
−HK$619/mo
Today · 4.125%
HK$20,832
baseline
▲ 0.50% · 4.625%
HK$22,100
+HK$1,268/mo
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,664/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,808
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,393
−HK$593/mo
Today · 4.125%
HK$22,986
baseline
▲ 0.50% · 4.625%
HK$24,198
+HK$1,212/mo
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$45,972/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$95,099 · Scale 2, in force from 26 Feb 2026)