LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,922
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,310
−HK$3,442/mo
Today · 4.125%
HK$115,752
baseline
▲ 0.50% · 4.625%
HK$122,795
+HK$7,043/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$231,504/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,174
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,424
−HK$3,297/mo
Today · 4.125%
HK$127,721
baseline
▲ 0.50% · 4.625%
HK$134,453
+HK$6,732/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$255,442/mo (50% DSR)
Upfront cash ≈ HK$25.91M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,706
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$134,772
−HK$4,130/mo
Today · 4.125%
HK$138,902
baseline
▲ 0.50% · 4.625%
HK$147,354
+HK$8,452/mo
Deposit HK$19.11M · loan HK$28.66M · min. income ≈ HK$277,804/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,409
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,309
−HK$3,956/mo
Today · 4.125%
HK$153,265
baseline
▲ 0.50% · 4.625%
HK$161,344
+HK$8,079/mo
Deposit HK$19.11M · loan HK$28.66M · min. income ≈ HK$306,530/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,490
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,233
−HK$4,820/mo
Today · 4.125%
HK$162,053
baseline
▲ 0.50% · 4.625%
HK$171,913
+HK$9,860/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$324,106/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,644
−HK$9,165/mo
▼ 0.25% · 3.875%
HK$174,193
−HK$4,616/mo
Today · 4.125%
HK$178,809
baseline
▲ 0.50% · 4.625%
HK$188,234
+HK$9,425/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$357,618/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,059
−HK$12,294/mo
▼ 0.25% · 3.875%
HK$202,157
−HK$6,196/mo
Today · 4.125%
HK$208,353
baseline
▲ 0.50% · 4.625%
HK$221,031
+HK$12,678/mo
Deposit HK$4.78M · loan HK$42.99M · min. income ≈ HK$416,706/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,113
−HK$11,784/mo
▼ 0.25% · 3.875%
HK$223,963
−HK$5,934/mo
Today · 4.125%
HK$229,897
baseline
▲ 0.50% · 4.625%
HK$242,016
+HK$12,119/mo
Deposit HK$4.78M · loan HK$42.99M · min. income ≈ HK$459,794/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)