LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,928
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,316
−HK$3,442/mo
Today · 4.125%
HK$115,758
baseline
▲ 0.50% · 4.625%
HK$122,802
+HK$7,044/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$231,516/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,181
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,431
−HK$3,297/mo
Today · 4.125%
HK$127,728
baseline
▲ 0.50% · 4.625%
HK$134,461
+HK$6,733/mo
Deposit HK$23.88M · loan HK$23.88M · min. income ≈ HK$255,456/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,713
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$134,779
−HK$4,131/mo
Today · 4.125%
HK$138,910
baseline
▲ 0.50% · 4.625%
HK$147,363
+HK$8,453/mo
Deposit HK$19.11M · loan HK$28.66M · min. income ≈ HK$277,820/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,417
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$149,317
−HK$3,957/mo
Today · 4.125%
HK$153,274
baseline
▲ 0.50% · 4.625%
HK$161,353
+HK$8,079/mo
Deposit HK$19.11M · loan HK$28.66M · min. income ≈ HK$306,548/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,499
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,242
−HK$4,820/mo
Today · 4.125%
HK$162,062
baseline
▲ 0.50% · 4.625%
HK$171,923
+HK$9,861/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$324,124/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,653
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$174,203
−HK$4,616/mo
Today · 4.125%
HK$178,819
baseline
▲ 0.50% · 4.625%
HK$188,245
+HK$9,426/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$357,638/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,070
−HK$12,295/mo
▼ 0.25% · 3.875%
HK$202,169
−HK$6,196/mo
Today · 4.125%
HK$208,365
baseline
▲ 0.50% · 4.625%
HK$221,044
+HK$12,679/mo
Deposit HK$4.78M · loan HK$42.99M · min. income ≈ HK$416,730/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,126
−HK$11,785/mo
▼ 0.25% · 3.875%
HK$223,976
−HK$5,935/mo
Today · 4.125%
HK$229,911
baseline
▲ 0.50% · 4.625%
HK$242,029
+HK$12,118/mo
Deposit HK$4.78M · loan HK$42.99M · min. income ≈ HK$459,822/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,224 · Scale 2, in force from 26 Feb 2026)