LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,945
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,333
−HK$3,443/mo
Today · 4.125%
HK$115,776
baseline
▲ 0.50% · 4.625%
HK$122,821
+HK$7,045/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$231,552/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,200
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,450
−HK$3,298/mo
Today · 4.125%
HK$127,748
baseline
▲ 0.50% · 4.625%
HK$134,482
+HK$6,734/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$255,496/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,734
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,800
−HK$4,132/mo
Today · 4.125%
HK$138,932
baseline
▲ 0.50% · 4.625%
HK$147,385
+HK$8,453/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$277,864/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,440
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$149,340
−HK$3,957/mo
Today · 4.125%
HK$153,297
baseline
▲ 0.50% · 4.625%
HK$161,378
+HK$8,081/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$306,594/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,522
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$157,267
−HK$4,820/mo
Today · 4.125%
HK$162,087
baseline
▲ 0.50% · 4.625%
HK$171,950
+HK$9,863/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$324,174/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,680
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$174,230
−HK$4,617/mo
Today · 4.125%
HK$178,847
baseline
▲ 0.50% · 4.625%
HK$188,274
+HK$9,427/mo
Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$357,694/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,100
−HK$12,298/mo
▼ 0.25% · 3.875%
HK$202,200
−HK$6,198/mo
Today · 4.125%
HK$208,398
baseline
▲ 0.50% · 4.625%
HK$221,078
+HK$12,680/mo
Deposit HK$4.78M · loan HK$43.00M · min. income ≈ HK$416,796/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,160
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$224,011
−HK$5,935/mo
Today · 4.125%
HK$229,946
baseline
▲ 0.50% · 4.625%
HK$242,067
+HK$12,121/mo
Deposit HK$4.78M · loan HK$43.00M · min. income ≈ HK$459,892/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,538 · Scale 2, in force from 26 Feb 2026)