LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,956
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,345
−HK$3,444/mo
Today · 4.125%
HK$115,789
baseline
▲ 0.50% · 4.625%
HK$122,834
+HK$7,045/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$231,578/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,213
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,464
−HK$3,297/mo
Today · 4.125%
HK$127,761
baseline
▲ 0.50% · 4.625%
HK$134,496
+HK$6,735/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$255,522/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,747
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$134,814
−HK$4,132/mo
Today · 4.125%
HK$138,946
baseline
▲ 0.50% · 4.625%
HK$147,401
+HK$8,455/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$277,892/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,455
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,356
−HK$3,958/mo
Today · 4.125%
HK$153,314
baseline
▲ 0.50% · 4.625%
HK$161,395
+HK$8,081/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$306,628/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,539
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$157,284
−HK$4,820/mo
Today · 4.125%
HK$162,104
baseline
▲ 0.50% · 4.625%
HK$171,968
+HK$9,864/mo
Deposit HK$14.33M · loan HK$33.45M · min. income ≈ HK$324,208/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,698
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$174,249
−HK$4,617/mo
Today · 4.125%
HK$178,866
baseline
▲ 0.50% · 4.625%
HK$188,294
+HK$9,428/mo
Deposit HK$14.33M · loan HK$33.45M · min. income ≈ HK$357,732/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,121
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$202,222
−HK$6,198/mo
Today · 4.125%
HK$208,420
baseline
▲ 0.50% · 4.625%
HK$221,102
+HK$12,682/mo
Deposit HK$4.78M · loan HK$43.00M · min. income ≈ HK$416,840/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,183
−HK$11,788/mo
▼ 0.25% · 3.875%
HK$224,034
−HK$5,937/mo
Today · 4.125%
HK$229,971
baseline
▲ 0.50% · 4.625%
HK$242,093
+HK$12,122/mo
Deposit HK$4.78M · loan HK$43.00M · min. income ≈ HK$459,942/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,754 · Scale 2, in force from 26 Feb 2026)