LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,963
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,352
−HK$3,444/mo
Today · 4.125%
HK$115,796
baseline
▲ 0.50% · 4.625%
HK$122,841
+HK$7,045/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$231,592/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,220
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,471
−HK$3,298/mo
Today · 4.125%
HK$127,769
baseline
▲ 0.50% · 4.625%
HK$134,504
+HK$6,735/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$255,538/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,755
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,822
−HK$4,133/mo
Today · 4.125%
HK$138,955
baseline
▲ 0.50% · 4.625%
HK$147,410
+HK$8,455/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$277,910/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,464
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,365
−HK$3,958/mo
Today · 4.125%
HK$153,323
baseline
▲ 0.50% · 4.625%
HK$161,405
+HK$8,082/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$306,646/mo (50% DSR)
Upfront cash ≈ HK$21.14M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,548
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,293
−HK$4,821/mo
Today · 4.125%
HK$162,114
baseline
▲ 0.50% · 4.625%
HK$171,978
+HK$9,864/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$324,228/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,708
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,259
−HK$4,618/mo
Today · 4.125%
HK$178,877
baseline
▲ 0.50% · 4.625%
HK$188,305
+HK$9,428/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$357,754/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,133
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$202,234
−HK$6,198/mo
Today · 4.125%
HK$208,432
baseline
▲ 0.50% · 4.625%
HK$221,115
+HK$12,683/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$416,864/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,196
−HK$11,788/mo
▼ 0.25% · 3.875%
HK$224,048
−HK$5,936/mo
Today · 4.125%
HK$229,984
baseline
▲ 0.50% · 4.625%
HK$242,107
+HK$12,123/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$459,968/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,873 · Scale 2, in force from 26 Feb 2026)