LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,963
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,353
−HK$3,443/mo
Today · 4.125%
HK$115,796
baseline
▲ 0.50% · 4.625%
HK$122,842
+HK$7,046/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$231,592/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,221
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,472
−HK$3,298/mo
Today · 4.125%
HK$127,770
baseline
▲ 0.50% · 4.625%
HK$134,505
+HK$6,735/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$255,540/mo (50% DSR)
Upfront cash ≈ HK$25.92M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,756
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,823
−HK$4,133/mo
Today · 4.125%
HK$138,956
baseline
▲ 0.50% · 4.625%
HK$147,411
+HK$8,455/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$277,912/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,465
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,366
−HK$3,958/mo
Today · 4.125%
HK$153,324
baseline
▲ 0.50% · 4.625%
HK$161,406
+HK$8,082/mo
Deposit HK$19.11M · loan HK$28.67M · min. income ≈ HK$306,648/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,549
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,294
−HK$4,821/mo
Today · 4.125%
HK$162,115
baseline
▲ 0.50% · 4.625%
HK$171,979
+HK$9,864/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$324,230/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,709
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,261
−HK$4,617/mo
Today · 4.125%
HK$178,878
baseline
▲ 0.50% · 4.625%
HK$188,307
+HK$9,429/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$357,756/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,134
−HK$12,300/mo
▼ 0.25% · 3.875%
HK$202,235
−HK$6,199/mo
Today · 4.125%
HK$208,434
baseline
▲ 0.50% · 4.625%
HK$221,116
+HK$12,682/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$416,868/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,197
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$224,049
−HK$5,937/mo
Today · 4.125%
HK$229,986
baseline
▲ 0.50% · 4.625%
HK$242,109
+HK$12,123/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$459,972/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,030,890 · Scale 2, in force from 26 Feb 2026)