LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,970
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,359
−HK$3,444/mo
Today · 4.125%
HK$115,803
baseline
▲ 0.50% · 4.625%
HK$122,849
+HK$7,046/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$231,606/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,228
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,479
−HK$3,298/mo
Today · 4.125%
HK$127,777
baseline
▲ 0.50% · 4.625%
HK$134,513
+HK$6,736/mo
Deposit HK$23.89M · loan HK$23.89M · min. income ≈ HK$255,554/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,764
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,831
−HK$4,133/mo
Today · 4.125%
HK$138,964
baseline
▲ 0.50% · 4.625%
HK$147,419
+HK$8,455/mo
Deposit HK$19.12M · loan HK$28.67M · min. income ≈ HK$277,928/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,473
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,375
−HK$3,958/mo
Today · 4.125%
HK$153,333
baseline
▲ 0.50% · 4.625%
HK$161,415
+HK$8,082/mo
Deposit HK$19.12M · loan HK$28.67M · min. income ≈ HK$306,666/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,558
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,303
−HK$4,821/mo
Today · 4.125%
HK$162,124
baseline
▲ 0.50% · 4.625%
HK$171,989
+HK$9,865/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$324,248/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,719
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,271
−HK$4,617/mo
Today · 4.125%
HK$178,888
baseline
▲ 0.50% · 4.625%
HK$188,318
+HK$9,430/mo
Deposit HK$14.34M · loan HK$33.45M · min. income ≈ HK$357,776/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,146
−HK$12,300/mo
▼ 0.25% · 3.875%
HK$202,247
−HK$6,199/mo
Today · 4.125%
HK$208,446
baseline
▲ 0.50% · 4.625%
HK$221,129
+HK$12,683/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$416,892/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,210
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$224,062
−HK$5,937/mo
Today · 4.125%
HK$229,999
baseline
▲ 0.50% · 4.625%
HK$242,123
+HK$12,124/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$459,998/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,006 · Scale 2, in force from 26 Feb 2026)