LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,983
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,373
−HK$3,444/mo
Today · 4.125%
HK$115,817
baseline
▲ 0.50% · 4.625%
HK$122,864
+HK$7,047/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$231,634/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,242
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,494
−HK$3,299/mo
Today · 4.125%
HK$127,793
baseline
▲ 0.50% · 4.625%
HK$134,529
+HK$6,736/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$255,586/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,780
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,847
−HK$4,134/mo
Today · 4.125%
HK$138,981
baseline
▲ 0.50% · 4.625%
HK$147,437
+HK$8,456/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$277,962/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,491
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,393
−HK$3,958/mo
Today · 4.125%
HK$153,351
baseline
▲ 0.50% · 4.625%
HK$161,435
+HK$8,084/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$306,702/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,576
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$157,322
−HK$4,822/mo
Today · 4.125%
HK$162,144
baseline
▲ 0.50% · 4.625%
HK$172,010
+HK$9,866/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$324,288/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,739
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$174,292
−HK$4,618/mo
Today · 4.125%
HK$178,910
baseline
▲ 0.50% · 4.625%
HK$188,340
+HK$9,430/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$357,820/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,169
−HK$12,302/mo
▼ 0.25% · 3.875%
HK$202,271
−HK$6,200/mo
Today · 4.125%
HK$208,471
baseline
▲ 0.50% · 4.625%
HK$221,156
+HK$12,685/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$416,942/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,236
−HK$11,791/mo
▼ 0.25% · 3.875%
HK$224,089
−HK$5,938/mo
Today · 4.125%
HK$230,027
baseline
▲ 0.50% · 4.625%
HK$242,152
+HK$12,125/mo
Deposit HK$4.78M · loan HK$43.01M · min. income ≈ HK$460,054/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,252 · Scale 2, in force from 26 Feb 2026)