LTV · monthly repayment
▼ 0.50% · 3.625%
HK$108,996
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,387
−HK$3,444/mo
Today · 4.125%
HK$115,831
baseline
▲ 0.50% · 4.625%
HK$122,880
+HK$7,049/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$231,662/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,257
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,509
−HK$3,300/mo
Today · 4.125%
HK$127,809
baseline
▲ 0.50% · 4.625%
HK$134,546
+HK$6,737/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$255,618/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,796
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,864
−HK$4,134/mo
Today · 4.125%
HK$138,998
baseline
▲ 0.50% · 4.625%
HK$147,455
+HK$8,457/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$277,996/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,509
−HK$7,861/mo
▼ 0.25% · 3.875%
HK$149,411
−HK$3,959/mo
Today · 4.125%
HK$153,370
baseline
▲ 0.50% · 4.625%
HK$161,455
+HK$8,085/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$306,740/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,595
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$157,342
−HK$4,822/mo
Today · 4.125%
HK$162,164
baseline
▲ 0.50% · 4.625%
HK$172,031
+HK$9,867/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$324,328/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,760
−HK$9,172/mo
▼ 0.25% · 3.875%
HK$174,313
−HK$4,619/mo
Today · 4.125%
HK$178,932
baseline
▲ 0.50% · 4.625%
HK$188,364
+HK$9,432/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$357,864/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,194
−HK$12,303/mo
▼ 0.25% · 3.875%
HK$202,296
−HK$6,201/mo
Today · 4.125%
HK$208,497
baseline
▲ 0.50% · 4.625%
HK$221,183
+HK$12,686/mo
Deposit HK$4.78M · loan HK$43.02M · min. income ≈ HK$416,994/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,263
−HK$11,792/mo
▼ 0.25% · 3.875%
HK$224,117
−HK$5,938/mo
Today · 4.125%
HK$230,055
baseline
▲ 0.50% · 4.625%
HK$242,182
+HK$12,127/mo
Deposit HK$4.78M · loan HK$43.02M · min. income ≈ HK$460,110/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,504 · Scale 2, in force from 26 Feb 2026)