LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,007
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,397
−HK$3,445/mo
Today · 4.125%
HK$115,842
baseline
▲ 0.50% · 4.625%
HK$122,891
+HK$7,049/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$231,684/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,269
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,521
−HK$3,300/mo
Today · 4.125%
HK$127,821
baseline
▲ 0.50% · 4.625%
HK$134,558
+HK$6,737/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$255,642/mo (50% DSR)
Upfront cash ≈ HK$25.93M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,808
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,877
−HK$4,134/mo
Today · 4.125%
HK$139,011
baseline
▲ 0.50% · 4.625%
HK$147,469
+HK$8,458/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$278,022/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,523
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,425
−HK$3,960/mo
Today · 4.125%
HK$153,385
baseline
▲ 0.50% · 4.625%
HK$161,470
+HK$8,085/mo
Deposit HK$19.12M · loan HK$28.68M · min. income ≈ HK$306,770/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,609
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$157,356
−HK$4,823/mo
Today · 4.125%
HK$162,179
baseline
▲ 0.50% · 4.625%
HK$172,048
+HK$9,869/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$324,358/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,776
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$174,330
−HK$4,619/mo
Today · 4.125%
HK$178,949
baseline
▲ 0.50% · 4.625%
HK$188,382
+HK$9,433/mo
Deposit HK$14.34M · loan HK$33.46M · min. income ≈ HK$357,898/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,212
−HK$12,304/mo
▼ 0.25% · 3.875%
HK$202,315
−HK$6,201/mo
Today · 4.125%
HK$208,516
baseline
▲ 0.50% · 4.625%
HK$221,204
+HK$12,688/mo
Deposit HK$4.78M · loan HK$43.02M · min. income ≈ HK$417,032/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,284
−HK$11,793/mo
▼ 0.25% · 3.875%
HK$224,138
−HK$5,939/mo
Today · 4.125%
HK$230,077
baseline
▲ 0.50% · 4.625%
HK$242,205
+HK$12,128/mo
Deposit HK$4.78M · loan HK$43.02M · min. income ≈ HK$460,154/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,695 · Scale 2, in force from 26 Feb 2026)