LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,016
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,407
−HK$3,446/mo
Today · 4.125%
HK$115,853
baseline
▲ 0.50% · 4.625%
HK$122,902
+HK$7,049/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$231,706/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,280
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,532
−HK$3,300/mo
Today · 4.125%
HK$127,832
baseline
▲ 0.50% · 4.625%
HK$134,570
+HK$6,738/mo
Deposit HK$23.90M · loan HK$23.90M · min. income ≈ HK$255,664/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,820
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,889
−HK$4,134/mo
Today · 4.125%
HK$139,023
baseline
▲ 0.50% · 4.625%
HK$147,482
+HK$8,459/mo
Deposit HK$19.12M · loan HK$28.69M · min. income ≈ HK$278,046/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,536
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,439
−HK$3,959/mo
Today · 4.125%
HK$153,398
baseline
▲ 0.50% · 4.625%
HK$161,484
+HK$8,086/mo
Deposit HK$19.12M · loan HK$28.69M · min. income ≈ HK$306,796/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,623
−HK$9,571/mo
▼ 0.25% · 3.875%
HK$157,370
−HK$4,824/mo
Today · 4.125%
HK$162,194
baseline
▲ 0.50% · 4.625%
HK$172,063
+HK$9,869/mo
Deposit HK$14.34M · loan HK$33.47M · min. income ≈ HK$324,388/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,791
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$174,345
−HK$4,620/mo
Today · 4.125%
HK$178,965
baseline
▲ 0.50% · 4.625%
HK$188,398
+HK$9,433/mo
Deposit HK$14.34M · loan HK$33.47M · min. income ≈ HK$357,930/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,229
−HK$12,306/mo
▼ 0.25% · 3.875%
HK$202,333
−HK$6,202/mo
Today · 4.125%
HK$208,535
baseline
▲ 0.50% · 4.625%
HK$221,224
+HK$12,689/mo
Deposit HK$4.78M · loan HK$43.03M · min. income ≈ HK$417,070/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,303
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$224,158
−HK$5,940/mo
Today · 4.125%
HK$230,098
baseline
▲ 0.50% · 4.625%
HK$242,226
+HK$12,128/mo
Deposit HK$4.78M · loan HK$43.03M · min. income ≈ HK$460,196/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,875 · Scale 2, in force from 26 Feb 2026)