LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,020
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,412
−HK$3,445/mo
Today · 4.125%
HK$115,857
baseline
▲ 0.50% · 4.625%
HK$122,907
+HK$7,050/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,714/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,284
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,537
−HK$3,300/mo
Today · 4.125%
HK$127,837
baseline
▲ 0.50% · 4.625%
HK$134,575
+HK$6,738/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,674/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,825
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,894
−HK$4,134/mo
Today · 4.125%
HK$139,028
baseline
▲ 0.50% · 4.625%
HK$147,488
+HK$8,460/mo
Deposit HK$19.12M · loan HK$28.69M · min. income ≈ HK$278,056/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,541
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,444
−HK$3,960/mo
Today · 4.125%
HK$153,404
baseline
▲ 0.50% · 4.625%
HK$161,490
+HK$8,086/mo
Deposit HK$19.12M · loan HK$28.69M · min. income ≈ HK$306,808/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,629
−HK$9,571/mo
▼ 0.25% · 3.875%
HK$157,376
−HK$4,824/mo
Today · 4.125%
HK$162,200
baseline
▲ 0.50% · 4.625%
HK$172,069
+HK$9,869/mo
Deposit HK$14.34M · loan HK$33.47M · min. income ≈ HK$324,400/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,798
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$174,352
−HK$4,619/mo
Today · 4.125%
HK$178,971
baseline
▲ 0.50% · 4.625%
HK$188,405
+HK$9,434/mo
Deposit HK$14.34M · loan HK$33.47M · min. income ≈ HK$357,942/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,237
−HK$12,306/mo
▼ 0.25% · 3.875%
HK$202,341
−HK$6,202/mo
Today · 4.125%
HK$208,543
baseline
▲ 0.50% · 4.625%
HK$221,232
+HK$12,689/mo
Deposit HK$4.78M · loan HK$43.03M · min. income ≈ HK$417,086/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,311
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$224,166
−HK$5,940/mo
Today · 4.125%
HK$230,106
baseline
▲ 0.50% · 4.625%
HK$242,235
+HK$12,129/mo
Deposit HK$4.78M · loan HK$43.03M · min. income ≈ HK$460,212/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,031,951 · Scale 2, in force from 26 Feb 2026)