LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,035
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,427
−HK$3,445/mo
Today · 4.125%
HK$115,872
baseline
▲ 0.50% · 4.625%
HK$122,923
+HK$7,051/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,744/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,300
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$124,554
−HK$3,300/mo
Today · 4.125%
HK$127,854
baseline
▲ 0.50% · 4.625%
HK$134,593
+HK$6,739/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,708/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,842
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$134,912
−HK$4,135/mo
Today · 4.125%
HK$139,047
baseline
▲ 0.50% · 4.625%
HK$147,508
+HK$8,461/mo
Deposit HK$19.13M · loan HK$28.69M · min. income ≈ HK$278,094/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,560
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$149,464
−HK$3,961/mo
Today · 4.125%
HK$153,425
baseline
▲ 0.50% · 4.625%
HK$161,512
+HK$8,087/mo
Deposit HK$19.13M · loan HK$28.69M · min. income ≈ HK$306,850/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,649
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,397
−HK$4,824/mo
Today · 4.125%
HK$162,221
baseline
▲ 0.50% · 4.625%
HK$172,092
+HK$9,871/mo
Deposit HK$14.35M · loan HK$33.47M · min. income ≈ HK$324,442/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,820
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,375
−HK$4,620/mo
Today · 4.125%
HK$178,995
baseline
▲ 0.50% · 4.625%
HK$188,430
+HK$9,435/mo
Deposit HK$14.35M · loan HK$33.47M · min. income ≈ HK$357,990/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,263
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$202,368
−HK$6,202/mo
Today · 4.125%
HK$208,570
baseline
▲ 0.50% · 4.625%
HK$221,261
+HK$12,691/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$417,140/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,341
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$224,196
−HK$5,941/mo
Today · 4.125%
HK$230,137
baseline
▲ 0.50% · 4.625%
HK$242,268
+HK$12,131/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$460,274/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,032,222 · Scale 2, in force from 26 Feb 2026)