LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,038
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$112,430
−HK$3,446/mo
Today · 4.125%
HK$115,876
baseline
▲ 0.50% · 4.625%
HK$122,927
+HK$7,051/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,752/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,304
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$124,557
−HK$3,301/mo
Today · 4.125%
HK$127,858
baseline
▲ 0.50% · 4.625%
HK$134,597
+HK$6,739/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,716/mo (50% DSR)
Upfront cash ≈ HK$25.94M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,846
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$134,916
−HK$4,135/mo
Today · 4.125%
HK$139,051
baseline
▲ 0.50% · 4.625%
HK$147,512
+HK$8,461/mo
Deposit HK$19.13M · loan HK$28.69M · min. income ≈ HK$278,102/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,565
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$149,469
−HK$3,960/mo
Today · 4.125%
HK$153,429
baseline
▲ 0.50% · 4.625%
HK$161,517
+HK$8,088/mo
Deposit HK$19.13M · loan HK$28.69M · min. income ≈ HK$306,858/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,653
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$157,402
−HK$4,824/mo
Today · 4.125%
HK$162,226
baseline
▲ 0.50% · 4.625%
HK$172,097
+HK$9,871/mo
Deposit HK$14.35M · loan HK$33.47M · min. income ≈ HK$324,452/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,825
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$174,380
−HK$4,621/mo
Today · 4.125%
HK$179,001
baseline
▲ 0.50% · 4.625%
HK$188,436
+HK$9,435/mo
Deposit HK$14.35M · loan HK$33.47M · min. income ≈ HK$358,002/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,269
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$202,374
−HK$6,202/mo
Today · 4.125%
HK$208,576
baseline
▲ 0.50% · 4.625%
HK$221,268
+HK$12,692/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$417,152/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,347
−HK$11,797/mo
▼ 0.25% · 3.875%
HK$224,203
−HK$5,941/mo
Today · 4.125%
HK$230,144
baseline
▲ 0.50% · 4.625%
HK$242,275
+HK$12,131/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$460,288/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$2,032,282 · Scale 2, in force from 26 Feb 2026)