LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,906
−HK$683/mo
▼ 0.25% · 3.875%
HK$11,245
−HK$344/mo
Today · 4.125%
HK$11,589
baseline
▲ 0.50% · 4.625%
HK$12,295
+HK$706/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,178/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,132
−HK$656/mo
▼ 0.25% · 3.875%
HK$12,458
−HK$330/mo
Today · 4.125%
HK$12,788
baseline
▲ 0.50% · 4.625%
HK$13,462
+HK$674/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,576/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,087
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,494
−HK$413/mo
Today · 4.125%
HK$13,907
baseline
▲ 0.50% · 4.625%
HK$14,754
+HK$847/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$27,814/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,559
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,949
−HK$396/mo
Today · 4.125%
HK$15,345
baseline
▲ 0.50% · 4.625%
HK$16,154
+HK$809/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$30,690/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,268
−HK$957/mo
▼ 0.25% · 3.875%
HK$15,743
−HK$482/mo
Today · 4.125%
HK$16,225
baseline
▲ 0.50% · 4.625%
HK$17,213
+HK$988/mo
Deposit HK$1.43M · loan HK$3.35M · min. income ≈ HK$32,450/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,985
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,441
−HK$462/mo
Today · 4.125%
HK$17,903
baseline
▲ 0.50% · 4.625%
HK$18,847
+HK$944/mo
Deposit HK$1.43M · loan HK$3.35M · min. income ≈ HK$35,806/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,630
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,241
−HK$620/mo
Today · 4.125%
HK$20,861
baseline
▲ 0.50% · 4.625%
HK$22,130
+HK$1,269/mo
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,722/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,424
−HK$594/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,213/mo
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,762 · Scale 2, in force from 26 Feb 2026)