LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,059
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,451
−HK$3,447/mo
Today · 4.125%
HK$115,898
baseline
▲ 0.50% · 4.625%
HK$122,950
+HK$7,052/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,796/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,327
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,581
−HK$3,301/mo
Today · 4.125%
HK$127,882
baseline
▲ 0.50% · 4.625%
HK$134,623
+HK$6,741/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,764/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,871
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,942
−HK$4,136/mo
Today · 4.125%
HK$139,078
baseline
▲ 0.50% · 4.625%
HK$147,540
+HK$8,462/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$278,156/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,592
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,497
−HK$3,961/mo
Today · 4.125%
HK$153,458
baseline
▲ 0.50% · 4.625%
HK$161,547
+HK$8,089/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$306,916/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,683
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$157,432
−HK$4,825/mo
Today · 4.125%
HK$162,257
baseline
▲ 0.50% · 4.625%
HK$172,130
+HK$9,873/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$324,514/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,858
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$174,413
−HK$4,622/mo
Today · 4.125%
HK$179,035
baseline
▲ 0.50% · 4.625%
HK$188,472
+HK$9,437/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$358,070/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,306
−HK$12,310/mo
▼ 0.25% · 3.875%
HK$202,412
−HK$6,204/mo
Today · 4.125%
HK$208,616
baseline
▲ 0.50% · 4.625%
HK$221,310
+HK$12,694/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$417,232/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,389
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$224,246
−HK$5,942/mo
Today · 4.125%
HK$230,188
baseline
▲ 0.50% · 4.625%
HK$242,321
+HK$12,133/mo
Deposit HK$4.78M · loan HK$43.04M · min. income ≈ HK$460,376/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,670 · Scale 2, in force from 26 Feb 2026)