LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,060
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,453
−HK$3,446/mo
Today · 4.125%
HK$115,899
baseline
▲ 0.50% · 4.625%
HK$122,951
+HK$7,052/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,798/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,328
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,582
−HK$3,301/mo
Today · 4.125%
HK$127,883
baseline
▲ 0.50% · 4.625%
HK$134,624
+HK$6,741/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,766/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,872
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,943
−HK$4,136/mo
Today · 4.125%
HK$139,079
baseline
▲ 0.50% · 4.625%
HK$147,542
+HK$8,463/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$278,158/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,594
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,499
−HK$3,961/mo
Today · 4.125%
HK$153,460
baseline
▲ 0.50% · 4.625%
HK$161,549
+HK$8,089/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$306,920/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,684
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,434
−HK$4,825/mo
Today · 4.125%
HK$162,259
baseline
▲ 0.50% · 4.625%
HK$172,132
+HK$9,873/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$324,518/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,860
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$174,415
−HK$4,622/mo
Today · 4.125%
HK$179,037
baseline
▲ 0.50% · 4.625%
HK$188,474
+HK$9,437/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$358,074/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,308
−HK$12,311/mo
▼ 0.25% · 3.875%
HK$202,415
−HK$6,204/mo
Today · 4.125%
HK$208,619
baseline
▲ 0.50% · 4.625%
HK$221,313
+HK$12,694/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$417,238/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,391
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$224,248
−HK$5,942/mo
Today · 4.125%
HK$230,190
baseline
▲ 0.50% · 4.625%
HK$242,324
+HK$12,134/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$460,380/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,693 · Scale 2, in force from 26 Feb 2026)