LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,064
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,456
−HK$3,447/mo
Today · 4.125%
HK$115,903
baseline
▲ 0.50% · 4.625%
HK$122,956
+HK$7,053/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$231,806/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,332
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$124,586
−HK$3,302/mo
Today · 4.125%
HK$127,888
baseline
▲ 0.50% · 4.625%
HK$134,629
+HK$6,741/mo
Deposit HK$23.91M · loan HK$23.91M · min. income ≈ HK$255,776/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,877
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,948
−HK$4,136/mo
Today · 4.125%
HK$139,084
baseline
▲ 0.50% · 4.625%
HK$147,547
+HK$8,463/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$278,168/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,599
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$149,504
−HK$3,961/mo
Today · 4.125%
HK$153,465
baseline
▲ 0.50% · 4.625%
HK$161,554
+HK$8,089/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$306,930/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,689
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,439
−HK$4,825/mo
Today · 4.125%
HK$162,264
baseline
▲ 0.50% · 4.625%
HK$172,138
+HK$9,874/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$324,528/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,865
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$174,421
−HK$4,622/mo
Today · 4.125%
HK$179,043
baseline
▲ 0.50% · 4.625%
HK$188,480
+HK$9,437/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$358,086/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,315
−HK$12,311/mo
▼ 0.25% · 3.875%
HK$202,421
−HK$6,205/mo
Today · 4.125%
HK$208,626
baseline
▲ 0.50% · 4.625%
HK$221,320
+HK$12,694/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$417,252/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,398
−HK$11,800/mo
▼ 0.25% · 3.875%
HK$224,256
−HK$5,942/mo
Today · 4.125%
HK$230,198
baseline
▲ 0.50% · 4.625%
HK$242,332
+HK$12,134/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$460,396/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,032,760 · Scale 2, in force from 26 Feb 2026)