LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,077
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,470
−HK$3,447/mo
Today · 4.125%
HK$115,917
baseline
▲ 0.50% · 4.625%
HK$122,971
+HK$7,054/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$231,834/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,347
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$124,602
−HK$3,301/mo
Today · 4.125%
HK$127,903
baseline
▲ 0.50% · 4.625%
HK$134,645
+HK$6,742/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$255,806/mo (50% DSR)
Upfront cash ≈ HK$25.95M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,893
−HK$8,208/mo
▼ 0.25% · 3.875%
HK$134,964
−HK$4,137/mo
Today · 4.125%
HK$139,101
baseline
▲ 0.50% · 4.625%
HK$147,565
+HK$8,464/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$278,202/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,617
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,522
−HK$3,962/mo
Today · 4.125%
HK$153,484
baseline
▲ 0.50% · 4.625%
HK$161,574
+HK$8,090/mo
Deposit HK$19.13M · loan HK$28.70M · min. income ≈ HK$306,968/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,708
−HK$9,576/mo
▼ 0.25% · 3.875%
HK$157,458
−HK$4,826/mo
Today · 4.125%
HK$162,284
baseline
▲ 0.50% · 4.625%
HK$172,159
+HK$9,875/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$324,568/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,886
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$174,442
−HK$4,623/mo
Today · 4.125%
HK$179,065
baseline
▲ 0.50% · 4.625%
HK$188,503
+HK$9,438/mo
Deposit HK$14.35M · loan HK$33.48M · min. income ≈ HK$358,130/mo (50% DSR)
Upfront cash ≈ HK$16.38M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,339
−HK$12,312/mo
▼ 0.25% · 3.875%
HK$202,446
−HK$6,205/mo
Today · 4.125%
HK$208,651
baseline
▲ 0.50% · 4.625%
HK$221,347
+HK$12,696/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$417,302/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,425
−HK$11,801/mo
▼ 0.25% · 3.875%
HK$224,283
−HK$5,943/mo
Today · 4.125%
HK$230,226
baseline
▲ 0.50% · 4.625%
HK$242,361
+HK$12,135/mo
Deposit HK$4.78M · loan HK$43.05M · min. income ≈ HK$460,452/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,009 · Scale 2, in force from 26 Feb 2026)