LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,100
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,494
−HK$3,448/mo
Today · 4.125%
HK$115,942
baseline
▲ 0.50% · 4.625%
HK$122,996
+HK$7,054/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$231,884/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,373
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,628
−HK$3,302/mo
Today · 4.125%
HK$127,930
baseline
▲ 0.50% · 4.625%
HK$134,674
+HK$6,744/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$255,860/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,920
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$134,993
−HK$4,137/mo
Today · 4.125%
HK$139,130
baseline
▲ 0.50% · 4.625%
HK$147,596
+HK$8,466/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,260/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,647
−HK$7,869/mo
▼ 0.25% · 3.875%
HK$149,554
−HK$3,962/mo
Today · 4.125%
HK$153,516
baseline
▲ 0.50% · 4.625%
HK$161,608
+HK$8,092/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,032/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,740
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,491
−HK$4,827/mo
Today · 4.125%
HK$162,318
baseline
▲ 0.50% · 4.625%
HK$172,195
+HK$9,877/mo
Deposit HK$14.35M · loan HK$33.49M · min. income ≈ HK$324,636/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,922
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,479
−HK$4,623/mo
Today · 4.125%
HK$179,102
baseline
▲ 0.50% · 4.625%
HK$188,543
+HK$9,441/mo
Deposit HK$14.35M · loan HK$33.49M · min. income ≈ HK$358,204/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,380
−HK$12,315/mo
▼ 0.25% · 3.875%
HK$202,489
−HK$6,206/mo
Today · 4.125%
HK$208,695
baseline
▲ 0.50% · 4.625%
HK$221,394
+HK$12,699/mo
Deposit HK$4.78M · loan HK$43.06M · min. income ≈ HK$417,390/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,471
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$224,330
−HK$5,944/mo
Today · 4.125%
HK$230,274
baseline
▲ 0.50% · 4.625%
HK$242,412
+HK$12,138/mo
Deposit HK$4.78M · loan HK$43.06M · min. income ≈ HK$460,548/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,437 · Scale 2, in force from 26 Feb 2026)