LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,910
−HK$684/mo
▼ 0.25% · 3.875%
HK$11,250
−HK$344/mo
Today · 4.125%
HK$11,594
baseline
▲ 0.50% · 4.625%
HK$12,300
+HK$706/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,188/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,137
−HK$656/mo
▼ 0.25% · 3.875%
HK$12,463
−HK$330/mo
Today · 4.125%
HK$12,793
baseline
▲ 0.50% · 4.625%
HK$13,468
+HK$675/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,586/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,092
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,499
−HK$414/mo
Today · 4.125%
HK$13,913
baseline
▲ 0.50% · 4.625%
HK$14,760
+HK$847/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$27,826/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,565
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,956
−HK$396/mo
Today · 4.125%
HK$15,352
baseline
▲ 0.50% · 4.625%
HK$16,161
+HK$809/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$30,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,274
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,749
−HK$483/mo
Today · 4.125%
HK$16,232
baseline
▲ 0.50% · 4.625%
HK$17,220
+HK$988/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$32,464/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,992
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,448
−HK$462/mo
Today · 4.125%
HK$17,910
baseline
▲ 0.50% · 4.625%
HK$18,855
+HK$945/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$35,820/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,638
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,249
−HK$621/mo
Today · 4.125%
HK$20,870
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,270/mo
Deposit HK$478K · loan HK$4.31M · min. income ≈ HK$41,740/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$595/mo
Today · 4.125%
HK$23,028
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,214/mo
Deposit HK$478K · loan HK$4.31M · min. income ≈ HK$46,056/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,963 · Scale 2, in force from 26 Feb 2026)