LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,104
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,498
−HK$3,448/mo
Today · 4.125%
HK$115,946
baseline
▲ 0.50% · 4.625%
HK$123,001
+HK$7,055/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$231,892/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,377
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,632
−HK$3,303/mo
Today · 4.125%
HK$127,935
baseline
▲ 0.50% · 4.625%
HK$134,678
+HK$6,743/mo
Deposit HK$23.92M · loan HK$23.92M · min. income ≈ HK$255,870/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,925
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$134,997
−HK$4,138/mo
Today · 4.125%
HK$139,135
baseline
▲ 0.50% · 4.625%
HK$147,601
+HK$8,466/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,270/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,652
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,559
−HK$3,963/mo
Today · 4.125%
HK$153,522
baseline
▲ 0.50% · 4.625%
HK$161,614
+HK$8,092/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,044/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,745
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$157,497
−HK$4,827/mo
Today · 4.125%
HK$162,324
baseline
▲ 0.50% · 4.625%
HK$172,201
+HK$9,877/mo
Deposit HK$14.35M · loan HK$33.49M · min. income ≈ HK$324,648/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,928
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,485
−HK$4,623/mo
Today · 4.125%
HK$179,108
baseline
▲ 0.50% · 4.625%
HK$188,550
+HK$9,442/mo
Deposit HK$14.35M · loan HK$33.49M · min. income ≈ HK$358,216/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,387
−HK$12,315/mo
▼ 0.25% · 3.875%
HK$202,496
−HK$6,206/mo
Today · 4.125%
HK$208,702
baseline
▲ 0.50% · 4.625%
HK$221,401
+HK$12,699/mo
Deposit HK$4.78M · loan HK$43.06M · min. income ≈ HK$417,404/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,479
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$224,338
−HK$5,944/mo
Today · 4.125%
HK$230,282
baseline
▲ 0.50% · 4.625%
HK$242,421
+HK$12,139/mo
Deposit HK$4.78M · loan HK$43.06M · min. income ≈ HK$460,564/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,507 · Scale 2, in force from 26 Feb 2026)