LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,111
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,505
−HK$3,448/mo
Today · 4.125%
HK$115,953
baseline
▲ 0.50% · 4.625%
HK$123,009
+HK$7,056/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,906/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,385
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,640
−HK$3,303/mo
Today · 4.125%
HK$127,943
baseline
▲ 0.50% · 4.625%
HK$134,687
+HK$6,744/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,886/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,933
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,006
−HK$4,138/mo
Today · 4.125%
HK$139,144
baseline
▲ 0.50% · 4.625%
HK$147,610
+HK$8,466/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,288/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,662
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,568
−HK$3,964/mo
Today · 4.125%
HK$153,532
baseline
▲ 0.50% · 4.625%
HK$161,624
+HK$8,092/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,064/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,755
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$157,507
−HK$4,828/mo
Today · 4.125%
HK$162,335
baseline
▲ 0.50% · 4.625%
HK$172,212
+HK$9,877/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$324,670/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,939
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,497
−HK$4,623/mo
Today · 4.125%
HK$179,120
baseline
▲ 0.50% · 4.625%
HK$188,562
+HK$9,442/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$358,240/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,400
−HK$12,316/mo
▼ 0.25% · 3.875%
HK$202,509
−HK$6,207/mo
Today · 4.125%
HK$208,716
baseline
▲ 0.50% · 4.625%
HK$221,416
+HK$12,700/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$417,432/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,493
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$224,353
−HK$5,944/mo
Today · 4.125%
HK$230,297
baseline
▲ 0.50% · 4.625%
HK$242,437
+HK$12,140/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$460,594/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,639 · Scale 2, in force from 26 Feb 2026)