LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,112
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,506
−HK$3,448/mo
Today · 4.125%
HK$115,954
baseline
▲ 0.50% · 4.625%
HK$123,009
+HK$7,055/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,908/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,386
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,641
−HK$3,303/mo
Today · 4.125%
HK$127,944
baseline
▲ 0.50% · 4.625%
HK$134,688
+HK$6,744/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,888/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,934
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,007
−HK$4,138/mo
Today · 4.125%
HK$139,145
baseline
▲ 0.50% · 4.625%
HK$147,611
+HK$8,466/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,290/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,663
−HK$7,869/mo
▼ 0.25% · 3.875%
HK$149,569
−HK$3,963/mo
Today · 4.125%
HK$153,532
baseline
▲ 0.50% · 4.625%
HK$161,625
+HK$8,093/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,064/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,756
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$157,508
−HK$4,827/mo
Today · 4.125%
HK$162,335
baseline
▲ 0.50% · 4.625%
HK$172,213
+HK$9,878/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$324,670/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,940
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,497
−HK$4,624/mo
Today · 4.125%
HK$179,121
baseline
▲ 0.50% · 4.625%
HK$188,563
+HK$9,442/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$358,242/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,401
−HK$12,316/mo
▼ 0.25% · 3.875%
HK$202,510
−HK$6,207/mo
Today · 4.125%
HK$208,717
baseline
▲ 0.50% · 4.625%
HK$221,417
+HK$12,700/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$417,434/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,494
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$224,354
−HK$5,944/mo
Today · 4.125%
HK$230,298
baseline
▲ 0.50% · 4.625%
HK$242,438
+HK$12,140/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$460,596/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,650 · Scale 2, in force from 26 Feb 2026)