LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,117
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,511
−HK$3,448/mo
Today · 4.125%
HK$115,959
baseline
▲ 0.50% · 4.625%
HK$123,015
+HK$7,056/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,918/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,391
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,647
−HK$3,303/mo
Today · 4.125%
HK$127,950
baseline
▲ 0.50% · 4.625%
HK$134,694
+HK$6,744/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,900/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,940
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$135,013
−HK$4,138/mo
Today · 4.125%
HK$139,151
baseline
▲ 0.50% · 4.625%
HK$147,618
+HK$8,467/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,302/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,670
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,576
−HK$3,964/mo
Today · 4.125%
HK$153,540
baseline
▲ 0.50% · 4.625%
HK$161,633
+HK$8,093/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,080/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,764
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$157,515
−HK$4,828/mo
Today · 4.125%
HK$162,343
baseline
▲ 0.50% · 4.625%
HK$172,221
+HK$9,878/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$324,686/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,948
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$174,506
−HK$4,624/mo
Today · 4.125%
HK$179,130
baseline
▲ 0.50% · 4.625%
HK$188,572
+HK$9,442/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$358,260/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,410
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$202,520
−HK$6,207/mo
Today · 4.125%
HK$208,727
baseline
▲ 0.50% · 4.625%
HK$221,428
+HK$12,701/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$417,454/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,505
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$224,365
−HK$5,945/mo
Today · 4.125%
HK$230,310
baseline
▲ 0.50% · 4.625%
HK$242,450
+HK$12,140/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$460,620/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,748 · Scale 2, in force from 26 Feb 2026)