LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,912
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,252
−HK$345/mo
Today · 4.125%
HK$11,597
baseline
▲ 0.50% · 4.625%
HK$12,302
+HK$705/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$23,194/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,140
−HK$656/mo
▼ 0.25% · 3.875%
HK$12,466
−HK$330/mo
Today · 4.125%
HK$12,796
baseline
▲ 0.50% · 4.625%
HK$13,470
+HK$674/mo
Deposit HK$2.39M · loan HK$2.39M · min. income ≈ HK$25,592/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,095
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,502
−HK$414/mo
Today · 4.125%
HK$13,916
baseline
▲ 0.50% · 4.625%
HK$14,763
+HK$847/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$27,832/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,568
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,959
−HK$396/mo
Today · 4.125%
HK$15,355
baseline
▲ 0.50% · 4.625%
HK$16,164
+HK$809/mo
Deposit HK$1.91M · loan HK$2.87M · min. income ≈ HK$30,710/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,277
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,753
−HK$482/mo
Today · 4.125%
HK$16,235
baseline
▲ 0.50% · 4.625%
HK$17,223
+HK$988/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$32,470/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,996
−HK$918/mo
▼ 0.25% · 3.875%
HK$17,452
−HK$462/mo
Today · 4.125%
HK$17,914
baseline
▲ 0.50% · 4.625%
HK$18,858
+HK$944/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$35,828/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,642
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,253
−HK$621/mo
Today · 4.125%
HK$20,874
baseline
▲ 0.50% · 4.625%
HK$22,144
+HK$1,270/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,748/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,852
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,438
−HK$594/mo
Today · 4.125%
HK$23,032
baseline
▲ 0.50% · 4.625%
HK$24,247
+HK$1,215/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$46,064/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$96,061 · Scale 2, in force from 26 Feb 2026)