LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,126
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,521
−HK$3,449/mo
Today · 4.125%
HK$115,970
baseline
▲ 0.50% · 4.625%
HK$123,026
+HK$7,056/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,940/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,402
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,658
−HK$3,303/mo
Today · 4.125%
HK$127,961
baseline
▲ 0.50% · 4.625%
HK$134,706
+HK$6,745/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,922/mo (50% DSR)
Upfront cash ≈ HK$25.96M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,952
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$135,025
−HK$4,139/mo
Today · 4.125%
HK$139,164
baseline
▲ 0.50% · 4.625%
HK$147,631
+HK$8,467/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$278,328/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,683
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$149,590
−HK$3,963/mo
Today · 4.125%
HK$153,553
baseline
▲ 0.50% · 4.625%
HK$161,647
+HK$8,094/mo
Deposit HK$19.14M · loan HK$28.71M · min. income ≈ HK$307,106/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,777
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,529
−HK$4,829/mo
Today · 4.125%
HK$162,358
baseline
▲ 0.50% · 4.625%
HK$172,237
+HK$9,879/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$324,716/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,963
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,521
−HK$4,625/mo
Today · 4.125%
HK$179,146
baseline
▲ 0.50% · 4.625%
HK$188,589
+HK$9,443/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$358,292/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,428
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$202,538
−HK$6,207/mo
Today · 4.125%
HK$208,745
baseline
▲ 0.50% · 4.625%
HK$221,447
+HK$12,702/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$417,490/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,524
−HK$11,806/mo
▼ 0.25% · 3.875%
HK$224,384
−HK$5,946/mo
Today · 4.125%
HK$230,330
baseline
▲ 0.50% · 4.625%
HK$242,471
+HK$12,141/mo
Deposit HK$4.79M · loan HK$43.07M · min. income ≈ HK$460,660/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,033,928 · Scale 2, in force from 26 Feb 2026)