LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,137
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,532
−HK$3,449/mo
Today · 4.125%
HK$115,981
baseline
▲ 0.50% · 4.625%
HK$123,038
+HK$7,057/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,962/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,414
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,670
−HK$3,304/mo
Today · 4.125%
HK$127,974
baseline
▲ 0.50% · 4.625%
HK$134,719
+HK$6,745/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,948/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,965
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$135,038
−HK$4,139/mo
Today · 4.125%
HK$139,177
baseline
▲ 0.50% · 4.625%
HK$147,646
+HK$8,469/mo
Deposit HK$19.14M · loan HK$28.72M · min. income ≈ HK$278,354/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,697
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,604
−HK$3,964/mo
Today · 4.125%
HK$153,568
baseline
▲ 0.50% · 4.625%
HK$161,663
+HK$8,095/mo
Deposit HK$19.14M · loan HK$28.72M · min. income ≈ HK$307,136/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,792
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$157,545
−HK$4,829/mo
Today · 4.125%
HK$162,374
baseline
▲ 0.50% · 4.625%
HK$172,254
+HK$9,880/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$324,748/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,980
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,538
−HK$4,625/mo
Today · 4.125%
HK$179,163
baseline
▲ 0.50% · 4.625%
HK$188,607
+HK$9,444/mo
Deposit HK$14.36M · loan HK$33.50M · min. income ≈ HK$358,326/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,447
−HK$12,319/mo
▼ 0.25% · 3.875%
HK$202,558
−HK$6,208/mo
Today · 4.125%
HK$208,766
baseline
▲ 0.50% · 4.625%
HK$221,469
+HK$12,703/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,532/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,545
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,407
−HK$5,946/mo
Today · 4.125%
HK$230,353
baseline
▲ 0.50% · 4.625%
HK$242,495
+HK$12,142/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,706/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,128 · Scale 2, in force from 26 Feb 2026)