LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,143
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$112,538
−HK$3,449/mo
Today · 4.125%
HK$115,987
baseline
▲ 0.50% · 4.625%
HK$123,045
+HK$7,058/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,974/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,421
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,677
−HK$3,304/mo
Today · 4.125%
HK$127,981
baseline
▲ 0.50% · 4.625%
HK$134,727
+HK$6,746/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,962/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,972
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,046
−HK$4,139/mo
Today · 4.125%
HK$139,185
baseline
▲ 0.50% · 4.625%
HK$147,654
+HK$8,469/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,370/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,705
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,613
−HK$3,964/mo
Today · 4.125%
HK$153,577
baseline
▲ 0.50% · 4.625%
HK$161,672
+HK$8,095/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,154/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,801
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,553
−HK$4,829/mo
Today · 4.125%
HK$162,382
baseline
▲ 0.50% · 4.625%
HK$172,263
+HK$9,881/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,764/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,989
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,548
−HK$4,625/mo
Today · 4.125%
HK$179,173
baseline
▲ 0.50% · 4.625%
HK$188,617
+HK$9,444/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,346/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,458
−HK$12,319/mo
▼ 0.25% · 3.875%
HK$202,569
−HK$6,208/mo
Today · 4.125%
HK$208,777
baseline
▲ 0.50% · 4.625%
HK$221,481
+HK$12,704/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,554/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,557
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,419
−HK$5,946/mo
Today · 4.125%
HK$230,365
baseline
▲ 0.50% · 4.625%
HK$242,508
+HK$12,143/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,730/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,240 · Scale 2, in force from 26 Feb 2026)