LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,145
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,540
−HK$3,450/mo
Today · 4.125%
HK$115,990
baseline
▲ 0.50% · 4.625%
HK$123,047
+HK$7,057/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,980/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,423
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,680
−HK$3,303/mo
Today · 4.125%
HK$127,983
baseline
▲ 0.50% · 4.625%
HK$134,729
+HK$6,746/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,966/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,974
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,049
−HK$4,139/mo
Today · 4.125%
HK$139,188
baseline
▲ 0.50% · 4.625%
HK$147,657
+HK$8,469/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,376/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,708
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,616
−HK$3,964/mo
Today · 4.125%
HK$153,580
baseline
▲ 0.50% · 4.625%
HK$161,675
+HK$8,095/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,160/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,804
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$157,557
−HK$4,829/mo
Today · 4.125%
HK$162,386
baseline
▲ 0.50% · 4.625%
HK$172,266
+HK$9,880/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,772/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,992
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$174,552
−HK$4,625/mo
Today · 4.125%
HK$179,177
baseline
▲ 0.50% · 4.625%
HK$188,621
+HK$9,444/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,354/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,462
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$202,573
−HK$6,209/mo
Today · 4.125%
HK$208,782
baseline
▲ 0.50% · 4.625%
HK$221,485
+HK$12,703/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,564/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,562
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,423
−HK$5,947/mo
Today · 4.125%
HK$230,370
baseline
▲ 0.50% · 4.625%
HK$242,513
+HK$12,143/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,740/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,280 · Scale 2, in force from 26 Feb 2026)