LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,148
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,543
−HK$3,450/mo
Today · 4.125%
HK$115,993
baseline
▲ 0.50% · 4.625%
HK$123,050
+HK$7,057/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,986/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,426
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,683
−HK$3,303/mo
Today · 4.125%
HK$127,986
baseline
▲ 0.50% · 4.625%
HK$134,733
+HK$6,747/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,972/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,978
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,052
−HK$4,139/mo
Today · 4.125%
HK$139,191
baseline
▲ 0.50% · 4.625%
HK$147,660
+HK$8,469/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,382/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,711
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,619
−HK$3,965/mo
Today · 4.125%
HK$153,584
baseline
▲ 0.50% · 4.625%
HK$161,679
+HK$8,095/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,168/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,807
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,560
−HK$4,830/mo
Today · 4.125%
HK$162,390
baseline
▲ 0.50% · 4.625%
HK$172,271
+HK$9,881/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,780/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,996
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$174,556
−HK$4,625/mo
Today · 4.125%
HK$179,181
baseline
▲ 0.50% · 4.625%
HK$188,626
+HK$9,445/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,362/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,466
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$202,578
−HK$6,209/mo
Today · 4.125%
HK$208,787
baseline
▲ 0.50% · 4.625%
HK$221,491
+HK$12,704/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,574/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,567
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$224,429
−HK$5,946/mo
Today · 4.125%
HK$230,375
baseline
▲ 0.50% · 4.625%
HK$242,519
+HK$12,144/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,750/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,328 · Scale 2, in force from 26 Feb 2026)