LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,153
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,548
−HK$3,450/mo
Today · 4.125%
HK$115,998
baseline
▲ 0.50% · 4.625%
HK$123,056
+HK$7,058/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,996/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,432
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$124,688
−HK$3,304/mo
Today · 4.125%
HK$127,992
baseline
▲ 0.50% · 4.625%
HK$134,739
+HK$6,747/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,984/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,984
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,058
−HK$4,139/mo
Today · 4.125%
HK$139,197
baseline
▲ 0.50% · 4.625%
HK$147,667
+HK$8,470/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,394/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,718
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,626
−HK$3,965/mo
Today · 4.125%
HK$153,591
baseline
▲ 0.50% · 4.625%
HK$161,687
+HK$8,096/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,182/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,814
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,567
−HK$4,830/mo
Today · 4.125%
HK$162,397
baseline
▲ 0.50% · 4.625%
HK$172,278
+HK$9,881/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,794/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,004
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$174,564
−HK$4,625/mo
Today · 4.125%
HK$179,189
baseline
▲ 0.50% · 4.625%
HK$188,634
+HK$9,445/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,378/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,475
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$202,587
−HK$6,209/mo
Today · 4.125%
HK$208,796
baseline
▲ 0.50% · 4.625%
HK$221,501
+HK$12,705/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,592/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,577
−HK$11,809/mo
▼ 0.25% · 3.875%
HK$224,439
−HK$5,947/mo
Today · 4.125%
HK$230,386
baseline
▲ 0.50% · 4.625%
HK$242,530
+HK$12,144/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,772/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,421 · Scale 2, in force from 26 Feb 2026)