LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,154
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,549
−HK$3,450/mo
Today · 4.125%
HK$115,999
baseline
▲ 0.50% · 4.625%
HK$123,057
+HK$7,058/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$231,998/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,433
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,690
−HK$3,304/mo
Today · 4.125%
HK$127,994
baseline
▲ 0.50% · 4.625%
HK$134,740
+HK$6,746/mo
Deposit HK$23.93M · loan HK$23.93M · min. income ≈ HK$255,988/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,985
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,059
−HK$4,140/mo
Today · 4.125%
HK$139,199
baseline
▲ 0.50% · 4.625%
HK$147,669
+HK$8,470/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,398/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,720
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,628
−HK$3,964/mo
Today · 4.125%
HK$153,592
baseline
▲ 0.50% · 4.625%
HK$161,688
+HK$8,096/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,184/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,816
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$157,569
−HK$4,830/mo
Today · 4.125%
HK$162,399
baseline
▲ 0.50% · 4.625%
HK$172,280
+HK$9,881/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,798/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,006
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$174,566
−HK$4,625/mo
Today · 4.125%
HK$179,191
baseline
▲ 0.50% · 4.625%
HK$188,636
+HK$9,445/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,382/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,478
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$202,589
−HK$6,209/mo
Today · 4.125%
HK$208,798
baseline
▲ 0.50% · 4.625%
HK$221,503
+HK$12,705/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$417,596/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,579
−HK$11,809/mo
▼ 0.25% · 3.875%
HK$224,441
−HK$5,947/mo
Today · 4.125%
HK$230,388
baseline
▲ 0.50% · 4.625%
HK$242,533
+HK$12,145/mo
Deposit HK$4.79M · loan HK$43.08M · min. income ≈ HK$460,776/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,444 · Scale 2, in force from 26 Feb 2026)