LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,166
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$112,561
−HK$3,450/mo
Today · 4.125%
HK$116,011
baseline
▲ 0.50% · 4.625%
HK$123,070
+HK$7,059/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,022/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,446
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$124,703
−HK$3,304/mo
Today · 4.125%
HK$128,007
baseline
▲ 0.50% · 4.625%
HK$134,754
+HK$6,747/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,014/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,999
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,074
−HK$4,139/mo
Today · 4.125%
HK$139,213
baseline
▲ 0.50% · 4.625%
HK$147,684
+HK$8,471/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$278,426/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,735
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,643
−HK$3,965/mo
Today · 4.125%
HK$153,608
baseline
▲ 0.50% · 4.625%
HK$161,705
+HK$8,097/mo
Deposit HK$19.15M · loan HK$28.72M · min. income ≈ HK$307,216/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,832
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,586
−HK$4,830/mo
Today · 4.125%
HK$162,416
baseline
▲ 0.50% · 4.625%
HK$172,298
+HK$9,882/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,832/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,024
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,584
−HK$4,626/mo
Today · 4.125%
HK$179,210
baseline
▲ 0.50% · 4.625%
HK$188,656
+HK$9,446/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,420/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,498
−HK$12,322/mo
▼ 0.25% · 3.875%
HK$202,610
−HK$6,210/mo
Today · 4.125%
HK$208,820
baseline
▲ 0.50% · 4.625%
HK$221,526
+HK$12,706/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$417,640/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,602
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$224,465
−HK$5,948/mo
Today · 4.125%
HK$230,413
baseline
▲ 0.50% · 4.625%
HK$242,558
+HK$12,145/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$460,826/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,657 · Scale 2, in force from 26 Feb 2026)