LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,171
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$112,567
−HK$3,450/mo
Today · 4.125%
HK$116,017
baseline
▲ 0.50% · 4.625%
HK$123,077
+HK$7,060/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,034/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,452
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$124,709
−HK$3,305/mo
Today · 4.125%
HK$128,014
baseline
▲ 0.50% · 4.625%
HK$134,762
+HK$6,748/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,028/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,006
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$135,081
−HK$4,140/mo
Today · 4.125%
HK$139,221
baseline
▲ 0.50% · 4.625%
HK$147,692
+HK$8,471/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$278,442/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,743
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,651
−HK$3,966/mo
Today · 4.125%
HK$153,617
baseline
▲ 0.50% · 4.625%
HK$161,714
+HK$8,097/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$307,234/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,840
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,594
−HK$4,830/mo
Today · 4.125%
HK$162,424
baseline
▲ 0.50% · 4.625%
HK$172,308
+HK$9,884/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$324,848/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,033
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,593
−HK$4,626/mo
Today · 4.125%
HK$179,219
baseline
▲ 0.50% · 4.625%
HK$188,666
+HK$9,447/mo
Deposit HK$14.36M · loan HK$33.51M · min. income ≈ HK$358,438/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,509
−HK$12,322/mo
▼ 0.25% · 3.875%
HK$202,621
−HK$6,210/mo
Today · 4.125%
HK$208,831
baseline
▲ 0.50% · 4.625%
HK$221,538
+HK$12,707/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$417,662/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,614
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$224,477
−HK$5,948/mo
Today · 4.125%
HK$230,425
baseline
▲ 0.50% · 4.625%
HK$242,571
+HK$12,146/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$460,850/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,765 · Scale 2, in force from 26 Feb 2026)