LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,178
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,574
−HK$3,451/mo
Today · 4.125%
HK$116,025
baseline
▲ 0.50% · 4.625%
HK$123,084
+HK$7,059/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,050/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,460
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$124,717
−HK$3,305/mo
Today · 4.125%
HK$128,022
baseline
▲ 0.50% · 4.625%
HK$134,770
+HK$6,748/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,044/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,014
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,089
−HK$4,141/mo
Today · 4.125%
HK$139,230
baseline
▲ 0.50% · 4.625%
HK$147,701
+HK$8,471/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$278,460/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,752
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,661
−HK$3,965/mo
Today · 4.125%
HK$153,626
baseline
▲ 0.50% · 4.625%
HK$161,724
+HK$8,098/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$307,252/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,849
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$157,604
−HK$4,830/mo
Today · 4.125%
HK$162,434
baseline
▲ 0.50% · 4.625%
HK$172,318
+HK$9,884/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$324,868/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,044
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,604
−HK$4,626/mo
Today · 4.125%
HK$179,230
baseline
▲ 0.50% · 4.625%
HK$188,678
+HK$9,448/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$358,460/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,521
−HK$12,323/mo
▼ 0.25% · 3.875%
HK$202,634
−HK$6,210/mo
Today · 4.125%
HK$208,844
baseline
▲ 0.50% · 4.625%
HK$221,552
+HK$12,708/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$417,688/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,627
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,491
−HK$5,948/mo
Today · 4.125%
HK$230,439
baseline
▲ 0.50% · 4.625%
HK$242,586
+HK$12,147/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$460,878/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,892 · Scale 2, in force from 26 Feb 2026)