LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,179
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,575
−HK$3,451/mo
Today · 4.125%
HK$116,026
baseline
▲ 0.50% · 4.625%
HK$123,085
+HK$7,059/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,052/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,461
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$124,718
−HK$3,305/mo
Today · 4.125%
HK$128,023
baseline
▲ 0.50% · 4.625%
HK$134,771
+HK$6,748/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,046/mo (50% DSR)
Upfront cash ≈ HK$25.97M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,015
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,090
−HK$4,141/mo
Today · 4.125%
HK$139,231
baseline
▲ 0.50% · 4.625%
HK$147,702
+HK$8,471/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$278,462/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,753
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,662
−HK$3,965/mo
Today · 4.125%
HK$153,627
baseline
▲ 0.50% · 4.625%
HK$161,725
+HK$8,098/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$307,254/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,851
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$157,605
−HK$4,831/mo
Today · 4.125%
HK$162,436
baseline
▲ 0.50% · 4.625%
HK$172,320
+HK$9,884/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$324,872/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,045
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$174,605
−HK$4,627/mo
Today · 4.125%
HK$179,232
baseline
▲ 0.50% · 4.625%
HK$188,679
+HK$9,447/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$358,464/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,522
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$202,635
−HK$6,211/mo
Today · 4.125%
HK$208,846
baseline
▲ 0.50% · 4.625%
HK$221,554
+HK$12,708/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$417,692/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,629
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,493
−HK$5,948/mo
Today · 4.125%
HK$230,441
baseline
▲ 0.50% · 4.625%
HK$242,588
+HK$12,147/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$460,882/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,907 · Scale 2, in force from 26 Feb 2026)