LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,182
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,578
−HK$3,451/mo
Today · 4.125%
HK$116,029
baseline
▲ 0.50% · 4.625%
HK$123,089
+HK$7,060/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,058/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,464
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$124,721
−HK$3,305/mo
Today · 4.125%
HK$128,026
baseline
▲ 0.50% · 4.625%
HK$134,775
+HK$6,749/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,052/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,018
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,094
−HK$4,140/mo
Today · 4.125%
HK$139,234
baseline
▲ 0.50% · 4.625%
HK$147,706
+HK$8,472/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$278,468/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,757
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,666
−HK$3,965/mo
Today · 4.125%
HK$153,631
baseline
▲ 0.50% · 4.625%
HK$161,730
+HK$8,099/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$307,262/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,855
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$157,609
−HK$4,831/mo
Today · 4.125%
HK$162,440
baseline
▲ 0.50% · 4.625%
HK$172,324
+HK$9,884/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$324,880/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,049
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$174,610
−HK$4,627/mo
Today · 4.125%
HK$179,237
baseline
▲ 0.50% · 4.625%
HK$188,684
+HK$9,447/mo
Deposit HK$14.36M · loan HK$33.52M · min. income ≈ HK$358,474/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,528
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$202,641
−HK$6,211/mo
Today · 4.125%
HK$208,852
baseline
▲ 0.50% · 4.625%
HK$221,560
+HK$12,708/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$417,704/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,635
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$224,499
−HK$5,948/mo
Today · 4.125%
HK$230,447
baseline
▲ 0.50% · 4.625%
HK$242,594
+HK$12,147/mo
Deposit HK$4.79M · loan HK$43.09M · min. income ≈ HK$460,894/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,034,962 · Scale 2, in force from 26 Feb 2026)