LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,191
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$112,588
−HK$3,451/mo
Today · 4.125%
HK$116,039
baseline
▲ 0.50% · 4.625%
HK$123,099
+HK$7,060/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,078/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,474
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,732
−HK$3,305/mo
Today · 4.125%
HK$128,037
baseline
▲ 0.50% · 4.625%
HK$134,786
+HK$6,749/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,074/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,030
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,105
−HK$4,141/mo
Today · 4.125%
HK$139,246
baseline
▲ 0.50% · 4.625%
HK$147,719
+HK$8,473/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$278,492/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,769
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$149,679
−HK$3,966/mo
Today · 4.125%
HK$153,645
baseline
▲ 0.50% · 4.625%
HK$161,743
+HK$8,098/mo
Deposit HK$19.15M · loan HK$28.73M · min. income ≈ HK$307,290/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,868
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$157,623
−HK$4,831/mo
Today · 4.125%
HK$162,454
baseline
▲ 0.50% · 4.625%
HK$172,339
+HK$9,885/mo
Deposit HK$14.37M · loan HK$33.52M · min. income ≈ HK$324,908/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,064
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$174,625
−HK$4,627/mo
Today · 4.125%
HK$179,252
baseline
▲ 0.50% · 4.625%
HK$188,701
+HK$9,449/mo
Deposit HK$14.37M · loan HK$33.52M · min. income ≈ HK$358,504/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,545
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,658
−HK$6,212/mo
Today · 4.125%
HK$208,870
baseline
▲ 0.50% · 4.625%
HK$221,579
+HK$12,709/mo
Deposit HK$4.79M · loan HK$43.10M · min. income ≈ HK$417,740/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,654
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$224,518
−HK$5,949/mo
Today · 4.125%
HK$230,467
baseline
▲ 0.50% · 4.625%
HK$242,615
+HK$12,148/mo
Deposit HK$4.79M · loan HK$43.10M · min. income ≈ HK$460,934/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,035,138 · Scale 2, in force from 26 Feb 2026)