LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,198
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$112,594
−HK$3,451/mo
Today · 4.125%
HK$116,045
baseline
▲ 0.50% · 4.625%
HK$123,106
+HK$7,061/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$232,090/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,481
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,739
−HK$3,305/mo
Today · 4.125%
HK$128,044
baseline
▲ 0.50% · 4.625%
HK$134,794
+HK$6,750/mo
Deposit HK$23.94M · loan HK$23.94M · min. income ≈ HK$256,088/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,037
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$135,113
−HK$4,141/mo
Today · 4.125%
HK$139,254
baseline
▲ 0.50% · 4.625%
HK$147,727
+HK$8,473/mo
Deposit HK$19.16M · loan HK$28.73M · min. income ≈ HK$278,508/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,777
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$149,687
−HK$3,966/mo
Today · 4.125%
HK$153,653
baseline
▲ 0.50% · 4.625%
HK$161,753
+HK$8,100/mo
Deposit HK$19.16M · loan HK$28.73M · min. income ≈ HK$307,306/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,877
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$157,632
−HK$4,831/mo
Today · 4.125%
HK$162,463
baseline
▲ 0.50% · 4.625%
HK$172,349
+HK$9,886/mo
Deposit HK$14.37M · loan HK$33.52M · min. income ≈ HK$324,926/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,074
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$174,635
−HK$4,627/mo
Today · 4.125%
HK$179,262
baseline
▲ 0.50% · 4.625%
HK$188,711
+HK$9,449/mo
Deposit HK$14.37M · loan HK$33.52M · min. income ≈ HK$358,524/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,556
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$202,670
−HK$6,211/mo
Today · 4.125%
HK$208,881
baseline
▲ 0.50% · 4.625%
HK$221,591
+HK$12,710/mo
Deposit HK$4.79M · loan HK$43.10M · min. income ≈ HK$417,762/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,666
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$224,531
−HK$5,949/mo
Today · 4.125%
HK$230,480
baseline
▲ 0.50% · 4.625%
HK$242,629
+HK$12,149/mo
Deposit HK$4.79M · loan HK$43.10M · min. income ≈ HK$460,960/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$2,035,252 · Scale 2, in force from 26 Feb 2026)