LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,217
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,614
−HK$3,452/mo
Today · 4.125%
HK$116,066
baseline
▲ 0.50% · 4.625%
HK$123,128
+HK$7,062/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$232,132/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,503
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$124,761
−HK$3,306/mo
Today · 4.125%
HK$128,067
baseline
▲ 0.50% · 4.625%
HK$134,818
+HK$6,751/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$256,134/mo (50% DSR)
Upfront cash ≈ HK$25.98M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,060
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$135,137
−HK$4,142/mo
Today · 4.125%
HK$139,279
baseline
▲ 0.50% · 4.625%
HK$147,753
+HK$8,474/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$278,558/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,803
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$149,713
−HK$3,967/mo
Today · 4.125%
HK$153,680
baseline
▲ 0.50% · 4.625%
HK$161,781
+HK$8,101/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$307,360/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,903
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,660
−HK$4,832/mo
Today · 4.125%
HK$162,492
baseline
▲ 0.50% · 4.625%
HK$172,379
+HK$9,887/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$324,984/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,104
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,666
−HK$4,628/mo
Today · 4.125%
HK$179,294
baseline
▲ 0.50% · 4.625%
HK$188,745
+HK$9,451/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$358,588/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,590
−HK$12,328/mo
▼ 0.25% · 3.875%
HK$202,705
−HK$6,213/mo
Today · 4.125%
HK$208,918
baseline
▲ 0.50% · 4.625%
HK$221,630
+HK$12,712/mo
Deposit HK$4.79M · loan HK$43.11M · min. income ≈ HK$417,836/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,705
−HK$11,815/mo
▼ 0.25% · 3.875%
HK$224,570
−HK$5,950/mo
Today · 4.125%
HK$230,520
baseline
▲ 0.50% · 4.625%
HK$242,672
+HK$12,152/mo
Deposit HK$4.79M · loan HK$43.11M · min. income ≈ HK$461,040/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,035,610 · Scale 2, in force from 26 Feb 2026)