LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,234
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$112,631
−HK$3,452/mo
Today · 4.125%
HK$116,083
baseline
▲ 0.50% · 4.625%
HK$123,147
+HK$7,064/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$232,166/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,521
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,780
−HK$3,307/mo
Today · 4.125%
HK$128,087
baseline
▲ 0.50% · 4.625%
HK$134,838
+HK$6,751/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$256,174/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,080
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$135,158
−HK$4,142/mo
Today · 4.125%
HK$139,300
baseline
▲ 0.50% · 4.625%
HK$147,776
+HK$8,476/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$278,600/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,825
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,736
−HK$3,968/mo
Today · 4.125%
HK$153,704
baseline
▲ 0.50% · 4.625%
HK$161,806
+HK$8,102/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$307,408/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,927
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$157,684
−HK$4,833/mo
Today · 4.125%
HK$162,517
baseline
▲ 0.50% · 4.625%
HK$172,406
+HK$9,889/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$325,034/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,130
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,693
−HK$4,628/mo
Today · 4.125%
HK$179,321
baseline
▲ 0.50% · 4.625%
HK$188,774
+HK$9,453/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$358,642/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,620
−HK$12,330/mo
▼ 0.25% · 3.875%
HK$202,736
−HK$6,214/mo
Today · 4.125%
HK$208,950
baseline
▲ 0.50% · 4.625%
HK$221,664
+HK$12,714/mo
Deposit HK$4.79M · loan HK$43.11M · min. income ≈ HK$417,900/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,738
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$224,605
−HK$5,951/mo
Today · 4.125%
HK$230,556
baseline
▲ 0.50% · 4.625%
HK$242,709
+HK$12,153/mo
Deposit HK$4.79M · loan HK$43.11M · min. income ≈ HK$461,112/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,035,924 · Scale 2, in force from 26 Feb 2026)