LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,923
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,263
−HK$345/mo
Today · 4.125%
HK$11,608
baseline
▲ 0.50% · 4.625%
HK$12,315
+HK$707/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$23,216/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,152
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,478
−HK$331/mo
Today · 4.125%
HK$12,809
baseline
▲ 0.50% · 4.625%
HK$13,484
+HK$675/mo
Deposit HK$2.40M · loan HK$2.40M · min. income ≈ HK$25,618/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,108
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,516
−HK$414/mo
Today · 4.125%
HK$13,930
baseline
▲ 0.50% · 4.625%
HK$14,778
+HK$848/mo
Deposit HK$1.92M · loan HK$2.87M · min. income ≈ HK$27,860/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,583
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,974
−HK$396/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,181
+HK$811/mo
Deposit HK$1.92M · loan HK$2.87M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,293
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,768
−HK$484/mo
Today · 4.125%
HK$16,252
baseline
▲ 0.50% · 4.625%
HK$17,241
+HK$989/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$32,504/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,013
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,469
−HK$463/mo
Today · 4.125%
HK$17,932
baseline
▲ 0.50% · 4.625%
HK$18,877
+HK$945/mo
Deposit HK$1.44M · loan HK$3.35M · min. income ≈ HK$35,864/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,662
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,274
−HK$621/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$22,167
+HK$1,272/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,874
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,461
−HK$595/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,271
+HK$1,215/mo
Deposit HK$479K · loan HK$4.31M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$96,543 · Scale 2, in force from 26 Feb 2026)