LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,238
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,636
−HK$3,452/mo
Today · 4.125%
HK$116,088
baseline
▲ 0.50% · 4.625%
HK$123,152
+HK$7,064/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$232,176/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,526
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,785
−HK$3,307/mo
Today · 4.125%
HK$128,092
baseline
▲ 0.50% · 4.625%
HK$134,844
+HK$6,752/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$256,184/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,085
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,163
−HK$4,143/mo
Today · 4.125%
HK$139,306
baseline
▲ 0.50% · 4.625%
HK$147,782
+HK$8,476/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$278,612/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,831
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,742
−HK$3,968/mo
Today · 4.125%
HK$153,710
baseline
▲ 0.50% · 4.625%
HK$161,812
+HK$8,102/mo
Deposit HK$19.16M · loan HK$28.74M · min. income ≈ HK$307,420/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,933
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$157,690
−HK$4,833/mo
Today · 4.125%
HK$162,523
baseline
▲ 0.50% · 4.625%
HK$172,412
+HK$9,889/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$325,046/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,136
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,699
−HK$4,629/mo
Today · 4.125%
HK$179,328
baseline
▲ 0.50% · 4.625%
HK$188,781
+HK$9,453/mo
Deposit HK$14.37M · loan HK$33.53M · min. income ≈ HK$358,656/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,628
−HK$12,330/mo
▼ 0.25% · 3.875%
HK$202,744
−HK$6,214/mo
Today · 4.125%
HK$208,958
baseline
▲ 0.50% · 4.625%
HK$221,673
+HK$12,715/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$417,916/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,747
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$224,613
−HK$5,952/mo
Today · 4.125%
HK$230,565
baseline
▲ 0.50% · 4.625%
HK$242,718
+HK$12,153/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$461,130/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,003 · Scale 2, in force from 26 Feb 2026)