LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,246
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,645
−HK$3,452/mo
Today · 4.125%
HK$116,097
baseline
▲ 0.50% · 4.625%
HK$123,161
+HK$7,064/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$232,194/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,536
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,795
−HK$3,307/mo
Today · 4.125%
HK$128,102
baseline
▲ 0.50% · 4.625%
HK$134,854
+HK$6,752/mo
Deposit HK$23.95M · loan HK$23.95M · min. income ≈ HK$256,204/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,096
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,174
−HK$4,143/mo
Today · 4.125%
HK$139,317
baseline
▲ 0.50% · 4.625%
HK$147,794
+HK$8,477/mo
Deposit HK$19.16M · loan HK$28.75M · min. income ≈ HK$278,634/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,843
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,754
−HK$3,968/mo
Today · 4.125%
HK$153,722
baseline
▲ 0.50% · 4.625%
HK$161,825
+HK$8,103/mo
Deposit HK$19.16M · loan HK$28.75M · min. income ≈ HK$307,444/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,945
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$157,702
−HK$4,834/mo
Today · 4.125%
HK$162,536
baseline
▲ 0.50% · 4.625%
HK$172,426
+HK$9,890/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$325,072/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,150
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,713
−HK$4,629/mo
Today · 4.125%
HK$179,342
baseline
▲ 0.50% · 4.625%
HK$188,796
+HK$9,454/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$358,684/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,644
−HK$12,331/mo
▼ 0.25% · 3.875%
HK$202,760
−HK$6,215/mo
Today · 4.125%
HK$208,975
baseline
▲ 0.50% · 4.625%
HK$221,690
+HK$12,715/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$417,950/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,764
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$224,631
−HK$5,952/mo
Today · 4.125%
HK$230,583
baseline
▲ 0.50% · 4.625%
HK$242,737
+HK$12,154/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$461,166/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,163 · Scale 2, in force from 26 Feb 2026)