LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,254
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,652
−HK$3,453/mo
Today · 4.125%
HK$116,105
baseline
▲ 0.50% · 4.625%
HK$123,169
+HK$7,064/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$232,210/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,544
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$124,803
−HK$3,307/mo
Today · 4.125%
HK$128,110
baseline
▲ 0.50% · 4.625%
HK$134,863
+HK$6,753/mo
Deposit HK$23.96M · loan HK$23.96M · min. income ≈ HK$256,220/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,104
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$135,182
−HK$4,144/mo
Today · 4.125%
HK$139,326
baseline
▲ 0.50% · 4.625%
HK$147,803
+HK$8,477/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$278,652/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,852
−HK$7,880/mo
▼ 0.25% · 3.875%
HK$149,764
−HK$3,968/mo
Today · 4.125%
HK$153,732
baseline
▲ 0.50% · 4.625%
HK$161,836
+HK$8,104/mo
Deposit HK$19.17M · loan HK$28.75M · min. income ≈ HK$307,464/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,955
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$157,713
−HK$4,834/mo
Today · 4.125%
HK$162,547
baseline
▲ 0.50% · 4.625%
HK$172,437
+HK$9,890/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$325,094/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,161
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$174,725
−HK$4,629/mo
Today · 4.125%
HK$179,354
baseline
▲ 0.50% · 4.625%
HK$188,808
+HK$9,454/mo
Deposit HK$14.37M · loan HK$33.54M · min. income ≈ HK$358,708/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,656
−HK$12,333/mo
▼ 0.25% · 3.875%
HK$202,774
−HK$6,215/mo
Today · 4.125%
HK$208,989
baseline
▲ 0.50% · 4.625%
HK$221,705
+HK$12,716/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$417,978/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,778
−HK$11,820/mo
▼ 0.25% · 3.875%
HK$224,646
−HK$5,952/mo
Today · 4.125%
HK$230,598
baseline
▲ 0.50% · 4.625%
HK$242,753
+HK$12,155/mo
Deposit HK$4.79M · loan HK$43.12M · min. income ≈ HK$461,196/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$2,036,297 · Scale 2, in force from 26 Feb 2026)